2026 Medicare IRMAA estimator
Screen 2026 Part B and Part D income-related adjustments using entered MAGI and filing status.
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Results update as you change the inputs.
Estimated monthly premium and adjustments$406
- Standard Part B premium per person
- $203
- Part B IRMAA per person
- $203
- Part D IRMAA per person
- $0
- Estimated annual household amount
- $4,870
SSA generally uses the most recent tax return available, often from two years earlier. Life-changing-event relief, appeals, late-enrollment penalties, plan premiums, and MFS facts require separate review.
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Bring the assumptions, your records and the result to a tax professional before acting on a material tax or retirement decision.