FERS and CSRS annuity estimator

Apply the standard entered-service formulas to a high-3 salary estimate.

Run your estimate

Results update as you change the inputs.

Estimated annual basic annuity$30,000
Estimated monthly annuity
$2,500
Modeled annuity as percentage of high-3
25.00%
High-3 entered
$120,000
Creditable years entered
25

Special-category employees, CSRS Offset, part-time service, deposits, survivor elections, age reductions, sick leave, court orders, disability, and COLAs require OPM review.

Copy link

Use the estimate to ask a better question.

Bring the assumptions, your records and the result to a tax professional before acting on a material tax or retirement decision.

Review my estimate →