2026 401(k) contribution planner
Estimate employee deferrals, per-paycheck savings and a plan-specific employer match.
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Results update as you change the inputs.
Estimated employee contribution$10,000
- Per paycheck
- $385
- Estimated employer match
- $0
- Employee limit remaining after estimate
- $14,500
- Total employee + match
- $10,000
Uses the 2026 $24,500 employee deferral limit for the entered age. Your plan can impose lower limits.
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Use the estimate to ask a better question.
Bring the assumptions, your records and the result to a tax professional before acting on a material tax or retirement decision.